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Difference Between Magnetic Stripe Card and Smart Card

Magnetic Stripe Card vs Smart Card

Summary: Difference Between Magnetic Stripe Card and Smart Card is that magnetic stripe card is a credit card, entertainment card, bank card, or other similar card, with a stripe that contains information identifying you and the card. While a smart card, which is similar in size to a credit card or ATM card, stores data on a thin microprocessor embedded in the card. Smart cards contain a processor and have input, process, output, and storage capabilities.

Difference Between Magnetic Stripe Card and Smart Card

Magnetic Stripe Card

A magnetic stripe card is a credit card, entertainment card, bank card, or other similar card, with a stripe that contains information identifying you and the card. Information stored in the stripe includes your name, account number, and the card’s expiration date. A magnetic stripe card reader reads information stored on the stripe. Magnetic Stripe Card is capable of storing data by just modifying the magnetism of tiny iron based particle on a band of magnetic material. The magnetic stripe also known as Swipe Card or Magstripe.

Smart Card

A smart card, which is similar in size to a credit card or ATM card, stores data on a thin microprocessor embedded in the card. Smart cards contain a processor and have input, process, output, and storage capabilities. When you insert the smart card in a specialized card reader, the information on the smart card is read and, if necessary, updated. Uses of smart cards include storing medical records, vaccination data, and other health care or identification information; tracking information, such as customer purchases or employee attendance; storing a prepaid amount of money, such as for student purchases on campus; and authenticating users, such as for Internet purchases or building access. In addition, a smart card can double as an ID card.

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